Learn How To Effectively Entice Web Hosting Leads On The Proper ...

Most web site webpages take advantage of an item from among the plenty of internet hosting institutions to put in place their web based existence. You will find an assortment of expert services supplied and you have probably learn concerning the so named limitless internet hosting. It is really probably you could have requested your self (as I did): exactly what is the fact and the way could an item be limitless?

A typical web-site has pretty very low place needs, quantity of e-mails and month-to-month site traffic (facts transfer use). As soon as you utilize an usual internet hosting solution that often includes at least 5GB of disk area, there is certainly tiny likelihood that you will at any time in fact completely employ it.

On the net online websites are surely not meant to include good sized information, given that they would load little by little and make for an uncomfortable webpage customer practical experience together with for decrease standing within the serps that require information site loading occasions under consideration (like Google). By checking out knowledge from over twenty five,000 internet based web-sites, we identified that around 3% fill higher than five gigabytes of place. For anybody who is one in all them you could potentially be content with your self ? your webpages are probable to deliver excessive earnings so you really should haven?t any issue purchasing the accelerated needs to the internet hosting methods that you are by using.

To make sure that you talk to ? why would we not use considered one of these ?unlimited hosting? merchandise which might be concerning the current market for any several pounds for every 30 times to host a demanding online site that may customarily ought a standalone device? Be vigilant ? endless internet hosting just isn?t seriously limitless. You?ll find it merely a promoting trick, which spreads at any time further, since just about every internet hosting enterprise would like to deliver similar programs and products and services. Not one person wishes to burn prospective buyers by marketing an item that ?only? characteristics 5GB of area, as the room the opposition is selling is endless.

But what?s going to take place if you ever publish ? for instance fifty gigabytes of information to an ?unlimited? internet hosting account? You?ll find it greater than probable you may be greeted by an e-mail from an internet hosting supplier into your inbox the subsequent early morning complaining you happen to be exceeding the boundaries in their ?unlimited? internet hosting method.

Just observe yourself what endless ultimately will mean, the conditions and terms of enterprises who provide you with this kind of internet hosting typically have an item like:

?A websites about the limitless websites internet hosting application might not tremendously surpass the utilization of website server means as when compared by having a routine websites.?

Like I mentioned earlier before 97% of web sites make use of a great deal considerably less than 5GB of disk place. Consider just simply how much you are going to be permitted to retail store in your unrestricted internet hosting account, for anyone who is not designed to considerably surpass the common. May it be ten gigabytes? twenty gigabytes? It could come about that you?ll be approached immediately after achieving 1GB in the event your site is employing a large quantity the server?s CPU electric power or opens a lot connections with the database server.

Limitless internet hosting isn?t really a loophole that permits you to operate a demanding websites inexpensively and quite simply as it can be perplexing title may make you?re feeling. Possessing an account such as this isn?t going to imply that you may do not ever shell out a little more for internet hosting (as a result of all matters thought of ? no person demands in excess of limitless room, correct?). It can be simply a daily internet hosting deal with the engaging (and deceptive) title and it ought to be taken as a result.

I am not proclaiming that you simply mustn?t buy a vast website hosting item ? you?ll and it could perfectly be the best choice, just bear in mind of wat it comes about being. Not a single thing are usually limitless ? the internet hosting enterprise is usually benefiting for the masses of these that just make use of a few hundred megabytes of space for storing and 1-2 email messages, and when an individual considerably surpasses these values, plus the procedure within the internet site receives unprofitable to the internet hosting supplier, they are more effective off dropping these types of a shopper than internet hosting his web-site and dropping funds.

When selecting an internet hosting business in addition to a products you should not simply glance any time you can buy an infinite account. Confirm which the provider has solid and swift web site servers, if their staff members is useful and experienced and when they truly benefit their buyers. It doesn?t damage to examine their uptimes and techniques in the event of breakdowns. Integrity and dependability tend to be more important and vital than exaggerated, deceiving services names.

For more info on Reseller Web Site Hosting ? Tactics And Many Advantages And Realize The Basic Principles, in your free time please check out Green Hosting Bringing Widespread Sense Again To The Net Hosting Business.

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Plan for Cuban landmark's rebirth sparks debate

People talk under a tree outside an old and abandoned ballet school in Havana, Cuba, Friday, Nov. 2, 2012. Carlos Acosta, a 39-year-old celebrity ballet star from Cuba, pledges to raise millions of dollars to rescue the ruins of the architectural masterpiece that was abandoned in mid-construction five decades ago and turn it into an international center for culture and dance. (AP Photo/Franklin Reyes)

People talk under a tree outside an old and abandoned ballet school in Havana, Cuba, Friday, Nov. 2, 2012. Carlos Acosta, a 39-year-old celebrity ballet star from Cuba, pledges to raise millions of dollars to rescue the ruins of the architectural masterpiece that was abandoned in mid-construction five decades ago and turn it into an international center for culture and dance. (AP Photo/Franklin Reyes)

Celebrity ballet dancer Carlos Acosta speaks to journalists at the site of an old and abandoned dance school in Havana, Cuba, Friday, Nov. 2, 2012. Acosta, a 39-year-old ballet star from Cuba, pledges to raise millions of dollars to rescue the ruins of the architectural masterpiece that was abandoned in mid-construction five decades ago and turn it into an international center for culture and dance. (AP Photo/Franklin Reyes)

The domed roof of an old ballet school stands abandoned in Havana, Cuba, Friday, Nov. 2, 2012. Carlos Acosta, a 39-year-old celebrity ballet star from Cuba, pledges to raise millions of dollars to rescue the ruins of the architectural masterpiece that was abandoned in mid-construction five decades ago and turn it into an international center for culture and dance. (AP Photo/Franklin Reyes)

The interior of the main theater of an old ballet dance school sits abandoned in Havana, Cuba, Friday, Nov. 2, 2012. Carlos Acosta, a 39-year-old celebrity ballet star from Cuba, pledges to raise millions of dollars to rescue the ruins of the architectural masterpiece that was abandoned in mid-construction five decades ago and turn it into an international center for culture and dance. In the mid-1970s the main theater was repurposed as a circus school. (AP Photo/Franklin Reyes)

(AP) ? In a country where money is perennially tight, it might seem a fantastic gift: A celebrity ballet star pledges to raise millions of dollars to rescue the ruins of an architectural masterpiece abandoned in mid-construction five decades ago in his native Cuba.

Instead, Carlos Acosta's plan to inject life into the island's hidebound ballet scene by refurbishing Havana's crumbling dance school and turning it into an international center for culture and dance has ignited controversy for daring to reimagine the original architect's vision.

Acosta, who was in Havana this past week for meetings with Culture Ministry officials and to raise awareness about the project, was visibly frustrated by the flap over what he views as a way to give something back as he prepares to retire from London's Royal Ballet after a celebrated career.

"I don't need flowers anymore. ... I came from nowhere and I have so much," Acosta, 39, told The Associated Press on the grounds of the ballet school Friday.

"What I can tell you right now is: I look at this building, it's nothing. It's been like that for decades, and one day it's going to collapse to the ground."

Set in a leafy district of western Havana, the school is an eye-popping labyrinth of wormlike corridors, graceful arches and majestic domes. It was designed by Italian architect Vittorio Garatti as one of five adjacent arts complexes personally requested by Fidel Castro, who dreamed of building the world's finest art school on the golf course of a country club seized by his revolution.

Construction began in 1961, but as Cuba increasingly embraced Soviet-style communism and the functionality of Lego-like prefabricated architecture, the project was criticized as bourgeois and elitist. Work was abruptly halted in 1965, with the ballet school lacking only windows, doors and floors.

"That would have taken 15 days, because the material was all there," Garatti told the makers of the 2011 documentary "Unfinished Spaces." ''And then, well ..."

In the mid-1970s the main theater was repurposed as a circus school, but mostly it has been left alone amid hostile surroundings.

In 1999, Fidel Castro said he regretted that others had persuaded him to halt construction and vowed that the five art schools would rise from the ruins. But funds fell short after the campuses for painting and sculpture and for modern dance were completed, and the schools for ballet, drama and music were in limbo once again.

Today, weeds and small trees sprout from the ballet school's brick rooftops. During severe storms a nearby creek jumps its banks and cascades through the cave-like halls, caking them with mud. Food wrappers and cigarette butts litter a bathroom with no fixtures, most of the tile stripped from the walls. "I love you, Angel," reads a graffito scrawled on a high wall.

Enter Acosta, who enlisted British architect Norman Foster to help raise money from private donors for the project. A benefit last month yielded some $320,000 in pledges and enough promising leads that Acosta's people feel confident they can hit their $10 million target.

But the involvement of Foster, whose renown and ties to the global financial world are a huge boon for fundraising, has alarmed some people who fear Garatti's original design could be overwhelmed. Foster is famous for his expressive glass-and-steel re-imaginings of historic structures like the dome of Berlin's parliament building and the courtyard of the British Museum.

Garatti, who did not respond to an AP email seeking comment, reportedly wrote a letter to Fidel and Raul Castro complaining that the international project risked "privatizing" the school in a society where for 50 years the state has been the dominant patron of the arts.

Garatti has defenders in Havana's cultural and architectural community who debated the plan in public forums and private email chains.

"I would be very happy if there were a work by Foster here in Havana, but not sitting on top of the work by Vittorio," prominent Cuban architect Mario Coyula said at a July meeting called to discuss the controversy.

"There is also talk of a new building, but there is no image of that. The main worry is an ethical problem, which is, to be clear: Is Foster going to take over the project, or will it continue to be Garatti's?" Coyula added, according to minutes of the gathering that were published by the Cuban cultural magazine La Jiribilla.

Coyula called for a definitive plan to be made public so people can judge the project on its merits rather than on rumor. At the same time, though, he urged Garatti to recognize that 50 years have passed and some change is inevitable.

In town for the Havana Ballet Festival, Acosta seemed to be on a kind of hybrid damage-control and publicity junket, meeting with officials as well as local and international media to drum up interest.

He emphasized that he and Foster are committed to remaining faithful to Garatti's design, and said the center will support an estimated 80 to 100 jobs even after construction finishes. The master plan has not been finalized, but Acosta said the modifications it envisions are minor ones like repurposing classrooms as student dorms and expanding the main theater's capacity from 200 to 540.

Such changes are necessary for the center to take in money and be self-sufficient, according to Acosta and his partner on the project, Rupert Rohan. It would be a British-registered nonprofit with an independent board to administer the center in partnership with Cuba, which would retain ownership of the landmark building.

If that differs from the Communist government's traditional role as the principal supporter of the arts, Acosta noted that the Culture Ministry is on board and has signed a preliminary agreement.

"It's logical ... common sense. Someone has to pay for everything. And (the government) can't. They don't have the opportunity, otherwise they would be doing it themselves. So the money has to come from somewhere," Acosta said.

"The idea that everything is for free is wonderful, but it's not sustainable."

Tensions remain. While giving an interview to a reporter Friday, Acosta was interrupted by an indignant man who engaged him in a heated exchange about respecting Garatti's creation. Acosta has apparently been unable to soothe Garatti's objections, though he insists the Italian will still be involved.

Timothy Hyde, an architectural historian at Harvard University's Graduate School of Design, said the ballet school and the other four arts campuses posed fundamental questions about Cuban identity and citizenship in the aftermath of the Cuban Revolution. Among those was what should a new Cuban architecture look like, he said.

Hyde said the debate over one of the island's top 10 landmarks of the 20th century therefore has unfortunately been framed as a stark choice ? leave the school as is, or bring in Foster to create something entirely new.

"Both seem to kind of fix the building in amber," he said.

Ultimately island authorities will have the final say on the dance center's fate. But Acosta, who lives in London, has made it clear that while Cuba is his first choice, he's prepared to shop his performance center project around.

"My greatest desires are to achieve this project in Cuba, but I could just as easily do it in another country, for example: England," Acosta said in an open letter responding to Garatti's objections. "My wish is to leave something solid to be remembered by. ... Do not doubt that I will achieve it one way or another."

___

Peter Orsi on Twitter: www.twitter.com/Peter_Orsi

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-11-03-Cuba-Dance%20School's%202nd%20Chance/id-192507e64c9a4c6d8bd75eef2b4b59dc

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USA cancels 'Fairly Legal,' 'Common Law' - The Marquee Blog - CNN

USA is getting a little ax-happy.

Earlier this week, the cable channel announced that it's canceling two of its newest shows: ?Common Law? and ?Fairly Legal."

?Common Law? wrapped up its first season in August. The series, which stars Michael Ealy and Warren Kole as crime-solving partners sent to couples therapy to work through their issues, suffered from low ratings, even given its Friday night timeslot.

According to Deadline, the series averaged just 2 million viewers a week, and a 0.6 rating in the 18-49 demographic, making it one of USA?s lowest-rated shows.

?Fairly Legal? suffered a similar problem, Deadline reports, despite returning with a revamped second season (including a new showrunner) this year.

In a statement, the network was clear that it loves the show?s star, Sarah Shahi, who played legal mediator Kate Reed.

"Sarah Shahi is undoubtedly a star and we?re thrilled she?ll be joining our sister network NBC on 'Chicago Fire,'? the network said. ?We are proud of 'Fairly Legal' and thank the very talented cast and crew for two fantastic seasons.?

The cancellations cap-off a series of renewals and pick-ups. USA?s ?Suits? and ?Royal Pains? and ?White Collar? are all returning, with the latter?s creator, Jeff Eastin, also getting good news for his new project, ?Graceland.?

Are you sad to see the end of ?Common Law? and ?Fairly Legal?? Remember them fondly (or not) with us in the comments.

Source: http://marquee.blogs.cnn.com/2012/11/02/usa-cancels-fairly-legal-common-law/

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Penn St. officials arraigned on new charges

AAA??Nov. 2, 2012?2:59 PM ET
Penn St. officials arraigned on new charges
By MARK SCOLFORO?THE ASSOCIATED PRESS STATEMENT OF NEWS VALUES AND PRINCIPLES?By MARK SCOLFORO

FILE - In this March 7, 2007, file photo, Penn State University president Graham Spanier speaks during a news conference at the Penn State Milton S. Hershey Medical Center in Hershey, Pa. Spanier is accused of perjury, endangering children and other charges in the Jerry Sandusky molestation scandal. According to online court records charges were filed, Thursday, Nov. 1, 2012, against Penn State's ex-president and two other administrators in what prosecutors called ?a conspiracy of silence." (AP Photo/Carolyn Kaster, File)

FILE - In this March 7, 2007, file photo, Penn State University president Graham Spanier speaks during a news conference at the Penn State Milton S. Hershey Medical Center in Hershey, Pa. Spanier is accused of perjury, endangering children and other charges in the Jerry Sandusky molestation scandal. According to online court records charges were filed, Thursday, Nov. 1, 2012, against Penn State's ex-president and two other administrators in what prosecutors called ?a conspiracy of silence." (AP Photo/Carolyn Kaster, File)

Pennsylvania Attorney General Linda Kelly announces new criminal charges related to an ongoing child sex crimes investigation against former Penn State President Graham Spanier and added charges against two former underlings, Timothy Curley and Gary Schultz during a news conference Thursday, Nov. 1, 2012 at the state capitol in Harrisburg, Pa. Spanier was charged with perjury, obstruction, endangering the welfare of children, failure to properly report suspected abuse and conspiracy. Curley and Schultz face new charges of endangering the welfare of children, obstruction and conspiracy. (AP Photo/Bradley C Bower)

FILE - In this Oct. 8, 2011, file photo Penn State president Graham Spanier, left, and head football coach Joe Paterno talk before an NCAA college football game against Iowa in State College, Pa. Spanier is accused of perjury, endangering children and other charges in the Jerry Sandusky molestation scandal. According to online court records charges were filed, Thursday, Nov. 1, 2012, against Penn State's ex-president and two other administrators in what prosecutors called ?a conspiracy of silence." (AP Photo/Gene Puskar, File)

FILE - In this Oct. 8, 2011, file photo Penn State president Graham Spanier, left, and head football coach Joe Paterno talk before an NCAA college football game against Iowa in State College, Pa. Spanier is accused of perjury, endangering children and other charges in the Jerry Sandusky molestation scandal. According to online court records charges were filed, Thursday, Nov. 1, 2012, against Penn State's ex-president and two other administrators in what prosecutors called ?a conspiracy of silence." (AP Photo/Gene Puskar, File)

FILE - In this Oct. 29, 2011 file photo, Penn State President Graham Spanier presents head football coach Joe Paterno with a plague commemorating his 409th collegiate win after an NCAA college football game against Illinois in State College, Pa. Spanier is accused of perjury, endangering children and other charges in the Jerry Sandusky molestation scandal. According to online court records charges were filed, Thursday, Nov. 1, 2012, against Penn State's ex-president and two other administrators in what prosecutors called ?a conspiracy of silence." (AP Photo/Gene J. Puskar)

HARRISBURG, Pa. (AP) ? Two Penn State administrators have appeared in court on new charges accusing them of hushing up child sexual abuse allegations against former assistant football coach Jerry Sandusky.

The arraignment of Gary Schultz and Tim Curley lasted about 10 minutes Friday in a suburban Harrisburg courtroom.

Their additional bail is set at $50,000, but they don't need to post cash or other security. Their preliminary hearing is Nov. 12, a date the judge says is likely to be postponed.

The new charges are endangering the welfare of children, obstruction and conspiracy.

Former Penn State president Graham Spanier's arraignment is scheduled for Wednesday.

Schultz is the university's retired vice president. Curley is on leave as athletic director. Sandusky is serving a state prison sentence for sexually abusing 10 boys.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-11-02-Penn-State-Abuse/id-c7ecda0045fd4f999dc06515e80c8a6c

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Top tips for when you're shopping online

These days, retailers are increasingly expanding their presence to ensure they not only make sales on the high street, but that they are also generating a lot of revenue from online sales. Internet retail has become a huge business and these days, it seems strange to think there was once a time when nothing could be bought online and you would have to hit the high street for all of your purchases.

While there are some internet-only companies that specialise in this area and have built up a huge name for themselves online, many smaller retailers are now beginning to realise the advantages of taking their enterprise to the internet. This is an easy way for them to increase their customer base and even if they only have a small retail space, they will be able to increase their revenue by reaching a greater number of people.

If you decide you want to do some shopping online then there are a few things you need to think about to make the experience more enjoyable and to ensure you get the most out of your shopping trip.

The first thing to remember is that is it easy for you to compare prices. When you are shopping on the high street you can't do this very well as it means you need to walk between all the different shops. This will take time and effort and it means you will probably purchase an item from the first shop you go into. However, when shopping online you can compare prices with a few clicks of your mouse. It is quick, easy and means you could save yourself a significant amount of money.


Another benefit of shopping online is that you can do it at any time of day or night. Online retailers never close so you can browse just before you go to bed if this time suits you, rather than rushing out on your lunch break to make your purchase.

One thing you must remember when shopping online is to check that the payment gateway is secure. This is essential because if it isn't it can be all too easy for criminals to access your bank details and make purchases without you even realising until you check your bank balance and see a great deal of money is missing. Look for logos and statements noting that the payment gateway is secure when you complete your transaction.

Source: http://www.artipot.com/articles/1422418/top-tips-for-when-youre-shopping-online.htm

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'The Raid' And 'Blair Witch Project' Directors Join 'V/H/S 2'

Considering how terrifying the found footage horror anthology "V/H/S" is, it should come as no surprise that a sequel is already in the works. But the first film, which included a series of shorts made by indie directors like Ti West, Adam Wingard, Joe Swanberg and the collective known as Radio Silence, has got a [...]

Source: http://moviesblog.mtv.com/2012/11/01/vhs-2-raid-director/

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Your Professional Location for Heating and Cooling Repairs | Bantry ...

Heating and Cooling Tampa FL Choosing an experienced professional who uses the high-quality materials and understands heating and cooling system is the most essential step if you need repairs in your home. There are many brands of furnaces that all have different parts and functions. Depending on the type of home you live in, your utility bill and home temperature can improve dramatically if you purchase an appropriate furnace. Air conditioning systems are also very different and it is essential to install a system that is the most effective. When you hire a heating and air conditioning specialist, they will evaluate your situation and help select the system that will meet your needs the best. They can also handle all varieties of repairs on these systems. Experience a large change in your year-round comfort with quality heating and air conditioning specialists by your side.

This entry was posted in Consumer Products and Services. Bookmark the permalink.

Source: http://www.bantrypylonprotest.com/your-professional-location-for-heating-and-cooling-repairs/

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What To Look And Feel For In Optimum Antivirus Application: Perfect ...

In case you have ever had a critical malware or virus infection on your Windows pc, you realize the concerns it can result in. Compromised safety, harm to your applications and files, unpredictable browser behavior, and so on.

Very likely 1 of the disappointments was that the antivirus or anti-malware software program you were making use of didn?t safeguard your computer system from the infection.

Within this series of brief articles we?ll show you learn how to make an antivirus firewall that is made to guard your computer system from trojan virus, malware, adware, and spyware infections. The amount of protection for your pc are going to be far greater than something you have got used before. The moment you full all of the methods we show you within the articles, your laptop or computer will likely be totally immunized and protected from viruses and malware having a firewall that runs 5 levels deep. It?ll be virtually impossible for any trojan, virus or malware infection to take hold on your personal computer.

It does not take significantly time to make the firewall, as well as the nice point is, it does not have to be high priced. You do not have to be a computer system genius, either. The easy-to-use software package we?ll inform you about will do it all for you.

Developing the firewall consists of 5 steps:

1. Utilizing a good antivirus program. When we say ?effective? we imply a program which has tested from 98% to 99% beneficial at getting and eliminating recognized virus threats. Objective testing for antivirus computer software is accomplished by internet websites like AV Comparatives

2. Combining the antivirus system with an excellent anti-malware program, like the ones which are advised by Spyware Warrior A good number of of the anti-malware programs now come with an antivirus engine or database, which tends to make them really reliable when combined with a principal antivirus system, and also the perfect factor is, they may be absolutely compatible. This implies that after you mix the best programs you get practically double the protection of a single software system.

3. Working with a good firewall, configured effectively. The Windows firewall is perfectly sufficient, provided the settings are appropriate. (Don?t allow exceptions) A third-party firewall may also be made use of.

4. Constructing a bullet proof internet browser. The one we recommend is Firefox, with ad-ons like AdBlock Plus, Internet Of Trust (WOT), and probably a script blocker.

five. Last, but undoubtedly not least, is definitely the development of an effective hosts file within the Windows Technique 32 folder as well as the addition of an outstanding restricted internet sites list and blocked activeX controls list to guard internet explorer. The moment once again, you will not have to do much here, the software package will do it all for you personally. The whole procedure is simple..

The spot to start is using the right mixture of antivirus and anti-malware application. It?s important to combine the computer software very carefully, as a poor mixture can do even more harm than superior and possibly harm your system.

On your data, Laptop Or Computer Security: Safeguard Your Model With Great Antivirus Application can give you more information on Anti-Virus Defense ? Selecting The Best Computer System Safety Software. Visit the url for added info!

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  2. What To Look And Feel For In Most Advantageous Antivirus Application: Ultimate Antivirus And On Line Security Applications
  3. Why It Is Important To Maintain Your Anti Virus Application Up To Date To Help Keep Your Notebook Computer Safeguarded
  4. Obtaining An Antivirus Firewall Applications Resolution For Private Use
  5. Tips To Look And Feel for That Best Antivirus Application Opinions Web

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Obamacare: six truths that matter to women - Health Insurance ...

Obamacare and six truths that matter to women

Extreme statements of a few Senate candidates have brought the abortion issue center-stage in this electoral campaign. Abortion certainly deserves attention. Yet it should not overshadow other women?s health issues, which were a major focus of health reform. (Click image for full-resolution graphic.)

Extreme statements of a few Senate candidates have brought the abortion issue center-stage in this electoral campaign. Abortion certainly deserves attention. (I wrote about it in The Nation here.) Yet it should not overshadow other women?s health issues, which were a major focus of health reform. These parts of the Affordable Care Act (ACA) get less attention than they should.

1. Most obviously, ACA will insure more than 14 million women, who would otherwise go uninsured. About one million of these women are young adults, age 19-26, insured on a parent?s employer-based insurance. The remaining 13 million women will be insured through ACA?s Medicaid expansion or the new health insurance exchanges.

2. ACA bans discrimination against women within the individual and small-group insurance market. Women have historically paid higher premiums ? not because insurers are evil, but because women have higher expected costs. In effect, women have been treated as if possession of two X chromosomes were a pre-existing condition. Researchers at the National Women?s Law Center examined policies in states that permitted gender-rated individual and small-group policies. They found: ?Even with maternity coverage excluded, nearly a third of plans examined charge 25- and 40-year-old women at least 30% more than men for the same coverage.?

The differences can be striking. For example, women nonsmokers are sometimes charged higher premiums than male smokers of the same age. ACA bans gender rating. Its combination of an individual mandate, regulatory protections, and subsidies alters the fundamental conditions of insurance markets that made such gender discrimination the likely outcome.

3. ACA will provide maternity coverage to 8.7 million women who otherwise go without these benefits. For obvious economic reasons, women?s insurance policies within the individual market often exclude maternity coverage. ACA requires insurers to offer maternity coverage as an essential health benefit. This will be a major relief for millions of women who do not work for large employers, and who now would face significant financial and logistical challenges in the event they become pregnant.

4. ACA requires coverage of preventive services, including contraceptive and other reproductive health services without copayment.? ACA covers evidence-based clinical preventive services for women without patient copayments or deductibles. These include many key services and diagnostic screening such as mammography, pap smears, screening for sexually-transmitted infections, breastfeeding supplies, and smoking cessation services for pregnant women.

From a public health perspective, generous contraceptive coverage is one of the most important aspects of health reform. It is likely to reduce both unintended pregnancies and the number of abortions. Surveys indicate that one-third of US women who use reversible contraception would switch to more reliable methods if they did not have to worry about cost. Just this month, a major study reported that provision of no-cost contraceptives, with an emphasis on long-acting methods such as IUDs, was associated with large reductions in abortion rates, repeat abortions, and teen births.

5. ACA does not cover abortions. ?Federal funds under ACA do not finance abortion care, through either Medicaid or through the new insurance exchanges. Under long-standing policy known as the Hyde Amendment, federal funds may not pay for abortions except in cases of life endangerment, rape, or incest. (Seventeen states use their own Medicaid funds to pay for abortions.)? ACA effectively extended the Hyde Amendment to millions more women. Health plans cannot be required to cover abortions as part of their essential health benefits package. This aspect of health reform disappoints many liberals and feminists. It disappoints me, too. But this reflects the uneasy historic compromise whereby abortion remains legal, yet the federal government effectively chooses not to pay for it.

6. ACA expands and strengthens Medicaid ??and this is a women?s issue, too. You might not think of Medicaid as a women?s issue. It is. Single mothers with children comprise a huge subgroup of Medicaid recipients. Two-thirds of Medicaid dollars finance care for the elderly and the disabled. Women comprise about two-thirds of nursing home residents in America. Care for many of these women is financed through Medicaid. Women are the dominant majority of caregivers for disabled parents, siblings, and children who rely on Medicaid, too.

ACA expands Medicaid eligibility and services ??with the federal government paying virtually all of the additional costs. This financing piece is important for many reasons ??not least that it preserves the long-term viability of this state-federal program. And here, as Henry Aaron and I have written at this site, the contrast between the two parties is especially stark. Governor Romney and House Republicans have pledged to cut federal contributions to Medicaid by an estimated 38 percent over the next decade. That?s a much deeper cut than anything contemplated in Medicare or other areas of the federal health budget. This may be the most worrisome women?s health issue in the 2012 election.

Federal researchers have summarized a broad array of ACA?s benefits for women?s health:

All and all, ACA is an important accomplishment for women?s health, more than most people realize.


Harold Pollack is Helen Ross Professor of Social Service Administration at the University of Chicago. He has written about health policy for the Washington Post, New York Times, New Republic, The Huffington Post and many other publications. Previously, he wrote?Romney earns points for his attack in first debate, but most voters will agree with Obama on substance?and?More myths about emergency care and the uninsured?for the Health Insurance Resource Center.

Tags: aca, affordable care act, gender rating, maternity coverage, obamacare, preventive services, womens health insurance, womens issues


Posted October 31, 2012

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Source: http://www.healthinsurance.org/blog/2012/10/31/obamacare-six-truths-that-matter-to-women/

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